Running a contracting business means balancing tight deadlines, active job sites, and the unexpected. At Pillar Guard Insurance, we provide tailored contractor insurance coverage to protect your crew, your equipment, and your reputation—so you can stay focused on getting the job done.

We serve a wide range of trades, including general contractors, electricians, plumbers, roofers, HVAC professionals, painters, handymen, and more. Whether you’re an independent contractor or managing a growing team, we’ll help you build a policy that fits your exact needs.

Our Contractor Insurance Coverage Options

✔ General Liability Insurance
Protects against third-party injuries, property damage, and legal claims that could arise from accidents on the job.

✔ Workers’ Compensation
Covers medical expenses and lost wages if an employee is injured on the job—required in most states and critical for protecting your team.

✔ Commercial Auto Insurance
Insures work trucks, trailers, and service vehicles used for transporting tools, materials, and crews.

✔ Errors & Omissions (E&O) Insurance
Covers claims related to professional mistakes, delays, or faulty workmanship that could impact a project.

✔ Tools & Equipment Coverage
Protects your valuable gear from theft, damage, or loss—whether it’s stored on the jobsite or in your truck.