Affordable Insurance Solutions for Independence – Pillar Guard Insurance
Home / Insurance Agency Serving Independence, MO
Affordable Insurance for Home, Auto, and Small Business in Independence, MO,64050
When it comes to protecting your vehicle and home in Independence, you need an insurance agency that is familiar with the unique coverage needs of the area. Pillar Guard Insurance is your go-to insurance provider in Independence, offering budget-friendly, comprehensive home and auto coverage built to fit your lifestyle.
In addition to vehicle and property coverage, we also provide small business insurance for hardworking professionals in Independence. Whether you’re an electrician, or you run a local business, Pillar Guard Insurance delivers reliable policies that protect your livelihood. Our team in Independence is here to help you navigate your options—without the hassle.
“At Pillar Guard Insurance, we believe in protecting what matters most—your family, your home, and your peace of mind. As a local agency, we’re committed to providing personalized service and reliable coverage tailored to your needs. Let us help you find the right protection at the best value.”
— Donielle Walters, Agency Owner
Your Go-To Neighborhood Insurance Agent for Independence
Affordable Auto and Home Insurance in Independence
When it comes to insuring your property and automobile in Independence, you need an insurance provider that knows the unique coverage needs of the area. Pillar Guard Insurance is your go-to local insurance agency, offering affordable, customized vehicle and property coverage designed for Independence residents.
Benefits of Choosing Pillar Guard Insurance in Independence?
Local Expertise: We are familiar with Independence and the surrounding areas, making sure you get the most accurate coverage for your unique needs.
Affordable Rates: Budget-friendly premiums with customized policies to fit your financial needs.
Personalized Service: We prioritize our clients, offering personalized plans and exceptional customer service.
Comprehensive Coverage: From essential protection to complete car insurance plans and residential insurance, we’ve got you covered.
Auto Insurance in Independence, MO
Whether you rely on your vehicle for daily commutes, weekend getaways, or just running errands in Independence, having the right auto insurance is essential for your peace of mind. Accidents can happen in an instant, and a collision or unexpected incident could leave you facing out-of-pocket expenses. That’s why Pillar Guard Insurance is dedicated on offering affordable auto insurance policies that work for your budget.
Our policies offer reliable protection, including:
Liability coverage – Helps pay for injuries if you’re at fault for an accident, protecting you against potential lawsuits.
Collision and comprehensive coverage – Covers your vehicle if it’s damaged in an accident or affected by hail.
Uninsured/underinsured motorist coverage – Protects you if you’re hit by a driver with minimal liability limits.
Medical payments (MedPay) coverage – Helps cover injuries and those of your passengers, no matter who was at fault.
Roadside assistance and rental reimbursement – Bonus features that include flat tire changes and rental car costs if your vehicle is being repaired after a covered claim.
Homeowners Insurance in Independence – Comprehensive Coverage for Peace of Mind
Your home is one of your largest investments, and protecting it with the best home insurance policy is critical for your peace of mind. Whether you own a house in Independence, incidents like theft, or accidents on your property can lead to costly financial strain. At Pillar Guard Insurance, we offer tailored home insurance policies designed to protect your property and belongings from life’s uncertainties.
Our full-coverage home insurance policies include:
Dwelling coverage – Protects the structure of your home, including the walls, from damage caused by vandalism and other covered events.
Personal property coverage – Helps replace furniture and other belongings if they’re damaged or stolen in a covered event like a burglary.
Liability protection – Provides peace of mind if someone is accidentally harmed on your property or if you’re found responsible for damage to someone else’s property.
Optional coverage add-ons – Choose from earthquake coverage and more to ensure maximum peace of mind.
We also offer mobile home insurance in Independence, covering your mobile residence, contents, and liability—giving you protection from theft with a policy built to fit your needs.
Multiple Carriers, One Trusted Agency. The Pillar Guard Advantage.
Commercial Insurance Coverage in Independence
Running a business in Independence comes with risks—and the right insurance can make all the difference. At Pillar Guard Insurance, we specialize in providing affordable small business insurance to protect your investment, employees, and day-to-day operations. Whether you operate a office, or a landscaping business, we’ll help you find coverage that fits your specific needs.
Our professional insurance packages include:
General liability insurance – Covers third-party bodily injury, property damage, and legal costs if someone files a claim against your business.
Commercial property insurance – Protects your building, equipment, inventory, and furnishings from fire, theft, vandalism, or storm damage.
Business owner’s policy (BOP) – A bundled policy that combines general liability and property coverage—ideal for small businesses looking for convenience and savings.
Workers’ compensation insurance – Required in most states, this helps cover medical bills and lost wages if an employee is injured on the job.
Contractor insurance – Specifically designed for plumbers and other skilled trades, providing coverage for tools, jobsite liability, and more.
Liquor liability insurance – Essential for bars, taverns, and restaurants that serve alcohol.
Professional liability (E&O) insurance – Great for consultants, designers, and service-based businesses to protect against negligence claims.
Whether you’re a family-owned business, Pillar Guard Insurance helps protect what you’ve built with local expertise and personalized service.
Insurance for Contractors in Independence
As a contractor in Independence, your work comes with unique risks—on the jobsite, in transit, and even after the work is done. Pillar Guard Insurance provides reliable contractor insurance designed to keep your business running smoothly. We work with contractors across a range of trades, including:
- Electricians
- Plumbers
- HVAC Technicians
- Roofers
- Painters
- Handymen
- Flooring Installers
- Garage Door Companies
- Fencing Contractors
- Lawn & Landscaping Crews
- Tree Services
- Insulation Installers
- Drywall Contractors
- Tile Contractors
Our contractor insurance packages may include:
General liability insurance – Covers third-party injuries and damages to a client’s property related to your daily operations.
Tools and equipment coverage – Covers your gear from loss, whether it’s in transit.
Commercial auto insurance – Covers trailers and vans used for your business—on the road or off.
Workers’ compensation – Helps with recovery costs and lost wages if an employee is injured on the job.
Bonding and surety options – Builds client trust by guaranteeing your work, and may be needed for government bids.
With Pillar Guard Insurance, you’ll get personalized coverage, fast, friendly service, and flexibility designed to meet the real-world demands of the contracting world—without paying for coverage you didn’t ask for.
Common Insurance Questions in Independence
What types of insurance do you offer at Pillar Guard Insurance in Independence?
We provide a wide range of personal and commercial insurance options, including car coverage, homeowners insurance, coverage for tradespeople, and commercial protection for local businesses—all tailored to fit your needs in Independence and the surrounding area.
Do you offer customized insurance policies for Independence residents and business owners?
Yes! All of our policies are tailored based on your coverage needs. Whether you’re a contractor in Independence, we’ll help you find the right protection for your situation.
How can I get a quote for insurance in Independence?
Getting a quote is fast. You can visit our office, and we’ll walk you through your options to help you understand your choices. Our quotes are always free.
Why should I choose a local insurance agency in Independence over a national company?
Working with a local agency like Pillar Guard Insurance means real relationships. We understand your needs, and we’re here when you need help—not just when it’s convenient.
Can I save money by bundling home and auto insurance in Independence?
Absolutely! Bundling your vehicle and home insurance often leads to lower rates. Ask us how you can save money today.
Do you offer insurance for specific trades like electricians, roofers, or HVAC in Independence?
Yes! We specialize in contractor insurance for a wide range of trades, including roofers in and around Independence. Our policies are tailored to cover the jobsite exposures of your trade—from tools and equipment to bonding.